Tailor-made solutions for every business sector
Whether you are an entrepreneur, craftsman or self-employed professional, Prialys supports you with tailor-made professional insurance solutions. Our offers cover civil liability, protection of your premises, equipment and staff, as well as specific guarantees tailored to your business sector. Enjoy comprehensive, flexible cover so you can operate with complete peace of mind, whatever the circumstances.
Ten-year (décennale) insurance for construction professionals and self-employed contractors.
Tailor-made protection for all professional risks.
Self-Employed Provident Insurance (TNS)
Protect your income and secure your future with our comprehensive self-employed provident insurance!
Professional Health Insurance
With health insurance for professionals, you benefit from cover tailored to a business owner's needs. Your entire family is also protected.
Legal Protection
Protect yourself and your business by subscribing to Legal Protection.
Machinery Breakdown Insurance
Get the machinery breakdown insurance best suited to your needs.
PNO Insurance (Non-Occupier Owner)
Insure your property thanks to our offers tailored to professionals.
Insure your construction with construction damage cover adapted to professionals.
Goods Transportation Insurance
Leave with a light mind, come back with peace of mind.
Director's Vehicle Insurance
Drive with peace of mind thanks to our director's vehicle insurance
Commercial Premises Insurance
Essential for professionals — covers the movable and immovable assets of a company
Protect your data and your IT system against malicious attacks.
Activities covered by our professional insurance
We offer tailor-made professional insurance for a wide range of trades and sectors. Whether you are self-employed, a craftsman, a shopkeeper, or run a SME or large compane, nos offres couvrent plus de 100 activités à travers divers secteurs.
Real Estate
Craftsmen
Wellness
Health
Sport
Tourism
Personal Services
IT & Technology
Request a free quote
What is professional insurance?
Professional insurance is a set of policies designed to protect businesses and self-employed workers against the risks linked to their activity. It can include professional civil liability, protection of premises, property and employees.
Why take out professional insurance?
Taking out professional insurance protects your business against various risks (errors, accidents, disputes) that can engage your liability towards clients, suppliers or employees. It is sometimes mandatory depending on your sector of activity.
Which types of insurance are mandatory for professionals?
Depending on your profession, certain types of insurance may be mandatory. For example, professional civil liability is mandatory for regulated professions (doctors, lawyers, architects), as is ten-year (décennale) insurance in the construction sector.
What does professional civil liability insurance cover?
It covers material, immaterial or bodily damage caused to third parties in the course of your business. It protects you against claims in case of errors, omissions or professional misconduct.
Which types of insurance are recommended for an SME?
For an SME, it is recommended to subscribe to :
- Professional civil liability to protect against third-party claims.
- Multi-risk professional insurance to cover premises, equipment and goods.
- Key Person Insurance to compensate for the loss of a person essential to the company.
- Cyber Risk Insurance to protect against cyberattacks and data breaches.
Does professional insurance cover the self-employed and freelancers?
Yes, the self-employed and freelancers can take out professional insurance tailored to their activities. It protects against the risk of disputes with clients or damage caused to third parties in the course of their profession.
What is multi-risk professional insurance?
Multi-risk professional insurance combines several guarantees into a single contract. It covers damage to premises, equipment, loss of business, as well as professional civil liability.
What should I do in case of a claim?
In case of a claim, it is important to contact your insurer as soon as possible. You will need to provide a detailed description of the circumstances along with evidence (photos, testimonies) so the insurer can process your case.