Motorboat Insurance

Prialys Assurance > Boat Insurance > Motorboat Insurance
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Motorboat

Day Cruiser, runabout, speedboat, outboard or inboard: your motorboat deserves protection tailored to its value and your usage. Prialys, independent broker, helps you subscribe to comprehensive insurance covering hull, engine, equipment and passengers.

Types covered: Day Cruiser, runabout, outboard, inboard, speedboat.

  • Freedom of choice: Prialys, independent broker, freely compares market offers for your boat.
  • Savings: benefit from negotiated rates through our broker status and privileged partnerships.
  • Custom coverage: civil liability, damage, theft, engine breakdown, assistance — tailored to your vessel.
  • Support: a dedicated contact for subscription, management and claims.

Motorboat Insurance coverage options

CoverageThird-partyIntermediateAll-risks
Civil liability✓✓✓
Legal defense & recourse✓✓✓
Theft & vandalism—✓✓
Fire & natural events—✓✓
All-accident damage——✓
Engine breakdownoptionoption✓
Sea assistance & towingoptionoption✓
Passenger personal accidentoptionoption✓

How does motorboat insurance work?

How does your boat insurance work?

  1. Personalized quote – Describe your boat, its use and sailing area. Our Prialys team compares market offers.
  2. Quick subscription – Select the right plan (third-party, intermediate, all-risks) and sign your contract online or in office.
  3. Immediate certificate – Receive your boat insurance certificate, required for sailing, harbors and maritime checks.
  4. Follow-up & claims – In case of incident, report your claim within 5 working days. Our 24/7 assistance team supports you.
  • Personalized quote: fill our online form in 2 minutes to receive offers tailored to your boat.
  • Offers comparison: Prialys compares offers from insurers specializing in pleasure boating.
  • Plan choice: select third-party, intermediate or all-risks coverage according to your needs.
  • Quick subscription: electronic signature and immediate certificate.
Couverture maximale
Remboursement avantageux
Taux de remboursement

Questions? Call us today!

09 52 92 25 30

Brochures

Need detailed information about our pleasure boat insurance solutions? Our Prialys team, independent broker, is at your disposal to support you in choosing your coverage.

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What documents to subscribe to your motorboat insurance?

  • French registration deed or boat circulation card.
  • Boat license (if engine > 6 HP) — coastal or offshore card depending on area.
  • Purchase invoice or vessel value attestation.
  • Previous insurer's information statement (if applicable).
  • Photos of the boat, engine and equipment.

Frequently asked questions about motorboat insurance




 

CritèreDétails
Garantie DécèsCouvre le solde restant du crédit en cas de décès de l’assuré.
Invalidité Totale et Définitive (PTIA)Prend en charge la totalité du capital restant dû en cas d’invalidité complète.
Incapacité Temporaire de Travail (ITT)Remboursement des mensualités pendant l’arrêt de travail suite à un accident ou une maladie.
Perte d’emploi (optionnelle)Prend en charge une partie des mensualités en cas de perte d’emploi involontaire.
Limite d’âgeSouscription possible jusqu’à 65 ans, fin des garanties à 75 ans.

 




 

CritèreDétails
Garantie DécèsPrend en charge le remboursement total du crédit en cas de décès.
Invalidité Permanente Partielle ou TotalePrend en charge le remboursement selon le taux d’invalidité (IPT/IPT partielle ou totale).
Incapacité Temporaire de Travail (ITT)Remboursement des mensualités en cas d’incapacité temporaire suite à un accident ou une maladie.
Exonération des primesLes primes sont suspendues en cas de longue incapacité ou invalidité.
Limite d’âgeSouscription possible jusqu’à 60 ans, garanties actives jusqu’à 70 ans.

 

Documents for your motorboat insurance

Is motorboat insurance mandatory?

In France, motorboat insurance is not mandatory for inland or coastal navigation, except for certain professional uses. However, civil liability is strongly recommended when the engine exceeds 6 HP, as damage to third parties can be substantial.

What is the engine breakdown coverage?

Engine breakdown coverage protects against accidental mechanical failures of your engine (excluding normal wear and lack of maintenance). Depending on contracts, it can cover the engine up to its 50th year — an essential coverage for a motorboat.

How is compensation calculated in case of total loss?

Compensation depends on the contractual value: new value (first years), agreed value (set by survey) or market value (accounting for depreciation). Prialys advises you on the most suitable formula.

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Talk to our broker

Adresse email : contact@prialys.fr
Téléphone : 09 52 92 25 30
Address: Miniparc 3 478, Rue de la Découverte CES 67624, 31670 Labège

    FAQ - Motorboat Insurance

    Why choose Prialys for your motorboat insurance?

    Whether you own a Day Cruiser, a runabout, a hardtop or a powerful offshore speedboat, your motorboat represents a significant investment. As an independent broker, we negotiate with several insurers specialized in pleasure boating to provide a coverage that matches the value of your craft, its engine power and your sailing program.

    Our motorboat insurance includes engine breakdown coverage (up to the 50th year of the engine according to some contracts), all-accident damage, theft and vandalism, sea assistance and towing, as well as personal accident coverage for the skipper and passengers. We also help you optimize the indemnity value (new value, agreed value, market value) to avoid disputes in case of total loss.

    For more information on pleasure boat insurance, check our dedicated boat insurance page or contact your Prialys broker.