No-License Boat Insurance

Prialys Assurance > Boat Insurance > No-License Boat Insurance
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No-License Boat

Do you pilot a boat with less than 6 HP requiring no license? Insurance is not mandatory but strongly recommended. Prialys, independent broker, offers coverage tailored to your no-license vessel: civil liability, damage, assistance.

Types covered: Boat under 6 HP, no-license craft, engineless sailboat.

  • Freedom of choice: Prialys, independent broker, freely compares market offers for your boat.
  • Savings: benefit from negotiated rates through our broker status and privileged partnerships.
  • Custom coverage: civil liability, damage, theft, engine breakdown, assistance — tailored to your vessel.
  • Support: a dedicated contact for subscription, management and claims.

No-License Boat Insurance coverage options

CoverageThird-partyIntermediateAll-risks
Civil liability✓✓✓
Legal defense & recourse✓✓✓
Theft & vandalism—✓✓
Fire & natural events—✓✓
All-accident damage——✓
Engine breakdownoptionoption✓
Sea assistance & towingoptionoption✓
Passenger personal accidentoptionoption✓

How does no-license boat insurance work?

How does your boat insurance work?

  1. Personalized quote – Describe your boat, its use and sailing area. Our Prialys team compares market offers.
  2. Quick subscription – Select the right plan (third-party, intermediate, all-risks) and sign your contract online or in office.
  3. Immediate certificate – Receive your boat insurance certificate, required for sailing, harbors and maritime checks.
  4. Follow-up & claims – In case of incident, report your claim within 5 working days. Our 24/7 assistance team supports you.
  • Personalized quote: fill our online form in 2 minutes to receive offers tailored to your boat.
  • Offers comparison: Prialys compares offers from insurers specializing in pleasure boating.
  • Plan choice: select third-party, intermediate or all-risks coverage according to your needs.
  • Quick subscription: electronic signature and immediate certificate.
Couverture maximale
Remboursement avantageux
Taux de remboursement

Questions? Call us today!

09 52 92 25 30

Brochures

Need detailed information about our pleasure boat insurance solutions? Our Prialys team, independent broker, is at your disposal to support you in choosing your coverage.

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What documents to subscribe to your no-license boat insurance?

  • French registration deed or boat circulation card.
  • Boat license (if engine > 6 HP) — coastal or offshore card depending on area.
  • Purchase invoice or vessel value attestation.
  • Previous insurer's information statement (if applicable).
  • Photos of the boat, engine and equipment.

Frequently asked questions about no-license boat insurance




 

CritèreDétails
Garantie DécèsCouvre le solde restant du crédit en cas de décès de l’assuré.
Invalidité Totale et Définitive (PTIA)Prend en charge la totalité du capital restant dû en cas d’invalidité complète.
Incapacité Temporaire de Travail (ITT)Remboursement des mensualités pendant l’arrêt de travail suite à un accident ou une maladie.
Perte d’emploi (optionnelle)Prend en charge une partie des mensualités en cas de perte d’emploi involontaire.
Limite d’âgeSouscription possible jusqu’à 65 ans, fin des garanties à 75 ans.

 




 

CritèreDétails
Garantie DécèsPrend en charge le remboursement total du crédit en cas de décès.
Invalidité Permanente Partielle ou TotalePrend en charge le remboursement selon le taux d’invalidité (IPT/IPT partielle ou totale).
Incapacité Temporaire de Travail (ITT)Remboursement des mensualités en cas d’incapacité temporaire suite à un accident ou une maladie.
Exonération des primesLes primes sont suspendues en cas de longue incapacité ou invalidité.
Limite d’âgeSouscription possible jusqu’à 60 ans, garanties actives jusqu’à 70 ans.

 

Documents for your no-license boat insurance

Do you need insurance for a no-license boat?

Insurance is not legally mandatory for a no-license boat (under 6 HP or engineless sailboat). However, civil liability remains strongly recommended: damage to a third party can engage your personal assets.

What plans for a no-license boat?

No-license boats generally benefit from advantageous rates. Prialys offers third-party or all-risks plans, tailored to your vessel value and use (coastal, lakes, rivers).

Is a no-license boat covered for passengers?

Yes, civil liability covers damage caused to passengers. For optimal protection, add personal accident coverage that compensates pilot and passengers in case of injury, regardless of liability.

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Talk to our broker

Adresse email : contact@prialys.fr
Téléphone : 09 52 92 25 30
Address: Miniparc 3 478, Rue de la Découverte CES 67624, 31670 Labège

    FAQ - No-License Boat Insurance

    Why choose Prialys for your no-license boat insurance?

    Engineless sailboat or small motorboat under 6 HP: your no-license vessel does not require a sailing permit, but insurance remains strongly recommended to protect you against damage to third parties and your own equipment. As an independent broker, we offer simple and affordable solutions.

    Our no-license boat insurance includes civil liability as a base, with options for damage, theft, personal accident and assistance. The premium is generally low thanks to the limited power of the engine. Ideal for occasional sailors, beginners and rental craft.

    For more information on pleasure boat insurance, check our dedicated boat insurance page or contact your Prialys broker.