Sailboat Insurance

Prialys Assurance > Boat Insurance > Sailboat Insurance
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Sailboat

Monohull, catamaran, dinghy or cruising sailboat: sail with the wind in peace thanks to custom sailboat insurance. Prialys, independent broker, offers contracts tailored to your sailing program (coastal, offshore, transatlantic).

Types covered: Monohull, dinghy, cruising sailboat, liveaboard.

  • Freedom of choice: Prialys, independent broker, freely compares market offers for your boat.
  • Savings: benefit from negotiated rates through our broker status and privileged partnerships.
  • Custom coverage: civil liability, damage, theft, engine breakdown, assistance — tailored to your vessel.
  • Support: a dedicated contact for subscription, management and claims.

Sailboat Insurance coverage options

CoverageThird-partyIntermediateAll-risks
Civil liability✓✓✓
Legal defense & recourse✓✓✓
Theft & vandalism—✓✓
Fire & natural events—✓✓
All-accident damage——✓
Engine breakdownoptionoption✓
Sea assistance & towingoptionoption✓
Passenger personal accidentoptionoption✓

How does sailboat insurance work?

How does your boat insurance work?

  1. Personalized quote – Describe your boat, its use and sailing area. Our Prialys team compares market offers.
  2. Quick subscription – Select the right plan (third-party, intermediate, all-risks) and sign your contract online or in office.
  3. Immediate certificate – Receive your boat insurance certificate, required for sailing, harbors and maritime checks.
  4. Follow-up & claims – In case of incident, report your claim within 5 working days. Our 24/7 assistance team supports you.
  • Personalized quote: fill our online form in 2 minutes to receive offers tailored to your boat.
  • Offers comparison: Prialys compares offers from insurers specializing in pleasure boating.
  • Plan choice: select third-party, intermediate or all-risks coverage according to your needs.
  • Quick subscription: electronic signature and immediate certificate.
Couverture maximale
Remboursement avantageux
Taux de remboursement

Questions? Call us today!

09 52 92 25 30

Brochures

Need detailed information about our pleasure boat insurance solutions? Our Prialys team, independent broker, is at your disposal to support you in choosing your coverage.

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What documents to subscribe to your sailboat insurance?

  • French registration deed or boat circulation card.
  • Boat license (if engine > 6 HP) — coastal or offshore card depending on area.
  • Purchase invoice or vessel value attestation.
  • Previous insurer's information statement (if applicable).
  • Photos of the boat, engine and equipment.

Frequently asked questions about sailboat insurance




 

CritèreDétails
Garantie DécèsCouvre le solde restant du crédit en cas de décès de l’assuré.
Invalidité Totale et Définitive (PTIA)Prend en charge la totalité du capital restant dû en cas d’invalidité complète.
Incapacité Temporaire de Travail (ITT)Remboursement des mensualités pendant l’arrêt de travail suite à un accident ou une maladie.
Perte d’emploi (optionnelle)Prend en charge une partie des mensualités en cas de perte d’emploi involontaire.
Limite d’âgeSouscription possible jusqu’à 65 ans, fin des garanties à 75 ans.

 




 

CritèreDétails
Garantie DécèsPrend en charge le remboursement total du crédit en cas de décès.
Invalidité Permanente Partielle ou TotalePrend en charge le remboursement selon le taux d’invalidité (IPT/IPT partielle ou totale).
Incapacité Temporaire de Travail (ITT)Remboursement des mensualités en cas d’incapacité temporaire suite à un accident ou une maladie.
Exonération des primesLes primes sont suspendues en cas de longue incapacité ou invalidité.
Limite d’âgeSouscription possible jusqu’à 60 ans, garanties actives jusqu’à 70 ans.

 

Documents for your sailboat insurance

Should you insure a sailboat without engine?

A sailboat without engine or with auxiliary engine under 6 HP can sail without license. Insurance is not mandatory but strongly advised, particularly civil liability for third-party damage (harbor collisions, infrastructure damage).

What coverage for offshore cruising sailboats?

For offshore navigation, all-risks insurance with geographical extension matching your program (Atlantic, Mediterranean, transatlantic) is essential. Prialys offers custom long-distance cruising contracts.

Is the rigging covered by sailboat insurance?

The rigging (mast, sails, fittings) is usually covered by intermediate and all-risks plans, with specific limits. Check conditions and exclusions, especially for technical racing sails.

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Talk to our broker

Adresse email : contact@prialys.fr
Téléphone : 09 52 92 25 30
Address: Miniparc 3 478, Rue de la Découverte CES 67624, 31670 Labège

    FAQ - Sailboat Insurance

    Why choose Prialys for your sailboat insurance?

    Cruising monohull, racing sailboat, dinghy or liveaboard: each sailboat has its own profile and risks. As an independent broker, we listen to your sailing program (coastal, offshore, transatlantic, round-the-world) to propose a contract that covers your vessel where you really sail, including the rigging, sails, navigation equipment and tender.

    Our sailboat insurance offers flexible navigation zones, hauturier extensions for ocean crossings, coverage for racing in regattas, and dedicated guarantees for the rigging (mast, sails, fittings). You can also benefit from preferential rates if you have a clean claims history.

    For more information on pleasure boat insurance, check our dedicated boat insurance page or contact your Prialys broker.