Why take out Executive Unemployment insurance?
As a company director, you are not automatically covered by the standard unemployment insurance from Pôle Emploi. However, private solutions exist to ensure continuity of income in the event of job loss. Our Executive Unemployment Insurance is specially designed to meet the needs of self-employed workers (TNS), including managers, corporate officers, craftspeople and liberal professions.
- A benefit of up to 80% of your income for 9 months or 50% for 15 months, depending on the option chosen.
- A loyalty bonus, extending cover by 6 months at a reduced rate after three years of membership without a claim.
- A survivor's benefit in the event of death, guaranteeing payment of the benefit to the designated beneficiary.
The guarantees of Executive Unemployment insurance
L’assurance couvre the situations suivantes :
- Judicial reorganisation or liquidation for economic reasons.
- Merger, acquisition or restructuring of the company.
- Revocation or non-renewal of corporate mandate (with specific option).
This is what our Executive Unemployment insurance covers
Essential Plan
After a 30-day waiting period, you benefit from:
- Compensation of up to 50% of your income for 9 months
- Loyalty bonus after 3 years without a claim: +3 months of additional cover
- Basic protection against liquidation or judicial reorganisation
Price: from €45/month
Subscribe nowAdvanced Plan
This plan offers you enhanced protection:
- Compensation of 70% of your income for 12 months
- Cover for merger, acquisition or company restructuring situations
- Reduced waiting period of 15 days
- Loyalty bonus: +6 months of cover after 3 years without a claim
Price: from €70/month
Learn morePremium Plan
The best protection for demanding directors:
- Compensation of up to 80% of your income for 15 months
- Cover for liquidation, judicial reorganisation and revocation of mandate
- Reduced waiting period of just 7 days
- Survivor-reversible compensation in the event of death: amount paid to the designated beneficiary
- Loyalty bonus after 3 years without a claim: +12 months of cover
Price: from €120/month
Discover the Premium offerThe documents required to switch Executive Unemployment insurance
To switch your executive unemployment insurance, start by checking the cancellation conditions of your current contract, in particular the commitment period and the required notice. You will generally need to send a cancellation letter by registered mail with acknowledgement of receipt, respecting a two-month notice period before the contract anniversary date. Certain legal grounds, such as a change in professional situation or a change to the contract by the insurer, allow for faster cancellation. Next, compare our various insurance offers to find the one that best matches your needs in terms of premiums and guarantees. Finally, take out new insurance before cancelling the old one to avoid any interruption in cover.
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FAQ - Executive Unemployment Insurance
| Question | Answer |
|---|---|
| Who can benefit from executive unemployment insurance? | Self-employed workers (TNS) such as managers, corporate officers, craftspeople, traders and liberal professions. |
| What guarantees are offered? |
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| How do I take out the insurance? | Subscription is done online with the SIRET number. An electronic signature is used to finalise the process quickly. |
| What does the unemployment insurance cover? |
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| How is the premium calculated? | It is calculated based on the director’s declarations at the time of subscription and can be revised depending on annual income. |
| In which situations are salaried directors covered? | They must combine their mandate with a separate employment contract, proving a relationship of subordination and technical tasks outside management duties. Certain forms of mandate, such as SAS presidents, are often excluded. |
| What are the benefits of unemployment insurance for directors? |
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